Credit Card Debt Free

Your Attention



More:


How to Avoid Bankruptcy


Expand the description and view the text of the steps for this how-to video. Check out Howcast for other do-it-yourself videos from Altius and more videos in the Debt category. You can contribute too! Create your own DIY guide at www.howcast.com or produce your own Howcast spots with the Howcast Filmmakers Program at www.howcast.com Think filing for bankruptcy is the easy way out? Plan to say goodbye to your cell phone, the internet, and anything else the IRS deems a luxury—and suffer a black mark on your credit report for ten years. Get smart and get out of debt the old-fashioned wa To complete this How-To you will need: An itemized list of everything you owe Bank statements And credit card statements Step 1: Use cash Stop using your credit cards and start paying cash for everything. Step 2: Examine your habits Examine how you got into debt so you can make the necessary changes. Did you lose your job and not have emergency savings, or are you a shopaholic? Step 3: Compare income to expenditures Tally up what you spend each month and compare it to your income. For many people, being in debt is simply a matter of having more money going out than coming in. Tip: Some banks offer free debt counseling. Step 4: Lower monthly expenses Find ways to lower your monthly expenses. Believe it or not, you can survive without cable TV, your morning latte, call-waiting, and the weekly tabloids for a while. Step 5: Raise cash Raise some cash -- have a garage sale, get rid of stuff on ...

25 Responses to “How to Avoid Bankruptcy”

  • Lorenicities:

    How to avoid bankruptcy:

    Step 1: Refer to How to Win the Lottery video.

  • TheLifeImprovement:

    This video is pretty interesting, does that make me a nerd? We might be able to work together. I help people who have file bankruptcies get a cash settlement

  • maxxoccupancy:

    Paid for by the banking industry. The big banks value personal honor so highly that they bundle their honorable clients together with their dishonorable and completely broke debtors and sell them off in bundles to other Wall Street firms.

  • snager80:

    bankruptcy would NEVER have happened if more children had learned to play RPG turn-based strategy games when they were young 30 years ago.

  • mmrkk7194:

    good point

  • Aviv36:

    שחיטות מוחלטת!
    והמון מהון קקי!
    ומאוד מאוד משעמם לי אז מה אתם רוצים?
    ישראל שליטה!!!

  • Mike019232:

    Hmm, I find this weird because the Phoenix Coyotes just filed for bankruptcy. =

  • Abercrombie785:

    this is scary if u read this this far u will die in 10 days if u dont send to any 15 videos in 2 hours good luck hope u dont die !!!!!!!!!!!!!!!!!!!!!!!!!

  • triFeral:

    hurr durr i spread chain letters durr

  • Sea2Magic:

    1. Your reading my comment
    2. Now your saying/thinking thats a stupid fact.
    4. You didnt notice that i skipped 3.
    5. Your checking it now.
    6. Your smiling.
    7. Your still reading my comment.
    8. You know all you have read is true.
    10. You didnt notice that i skipped 9.
    11. Your checking it now.
    12. You didnt notice there are only 10 facts

    Copy and paste to 1 video, tomorrow will be your best day ever! no matter what

  • Jumpingman12:

    95% of teens would cry if they saw the Jonas Brothers at the top of a skyscraper about to jump. Copy and paste this EVERYWHERE if you are in the 5% that would bring popcorn and shout “Jump” “Jump.

  • kavinda008:

    1. Your reading my comment
    2. Now your saying/thinking thats a stupid fact.
    4. You didnt notice that i skipped 3.
    5. Your checking it now.
    6. Your smiling.
    7. Your still reading my comment.
    8. You know all you have read is true.
    10. You didnt notice that i skipped 9.
    11. Your checking it now.
    12. You didnt notice there are only 10 facts

    Copy and paste to 1 video, tomorrow will be your best day ever! no matter what

  • jamesoncalebbrandon:

    ru a good kisser?
    1 hold ur breath
    2 go on to another video
    3 add this comment but still holding you r breath
    4 did you make it if you did then ur a good kisser ru a good kisser

  • veranationgirl:

    I agree

  • Ozzy0sbourne:

    well when im old enough to even be able to get one, im not, i just don’t want to take that chance.

  • titosuave21:

    People should just have a check card instead of having a credit card.

  • xUSxGHOST2049x:

    u have a point but i i had a credit card for 2 years and no debt

  • jackinproductions2:

    Nice video but, don’t you have to have a credit card for ebay/paypal?

  • Ozzy0sbourne:

    what about that one time you forget to pay?
    the one time you can’t pay?
    it piles up, and up, and up, and up until your buried in debt.

    don’t get a credit card. ever.

  • xUSxGHOST2049x:

    enless u pay it on time

  • Ozzy0sbourne:

    getting a credit card is one of the stupidest things someone can do.

  • sundaydote:

    How do you consolidate your debt? What kind of business should you go to to pay off all the other loans? Can you elaborate on this step?

  • Phonomorph:

    How to avoid bankruptcy :
    You’ll need:
    cash.

  • divine0g0d:

    WELL STOP USING CREDIT CARD JESUS

  • NinjaDeathTeddy:

    SECOND. and yes, good advice i guess.